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Social Security: This is the income you need to earn the maximum benefit | Smart Change: Personal Finance

(Katie Brockman) There are many factors that go into calculating the amount of Social Security benefits, but your income throughout your career is probably the most important. Your earnings will determine the amount of the basic benefit, or the amount you will receive if you apply for Social Security on full retirement age (FRA). The … Read more

Americans Underestimate These Major Retirement Expenditures | personal financing

(Morri Bachmann) Many people retire on the assumption that their cost of living will magically decrease. It may happen to some extent. If you can make your home payments before retirement, you may not have a mortgage to deal with by the time your job in the workforce is over. Likewise, if you’re not commuting … Read more

New Zealand distributes additional funds to combat the “inflation storm” | Health, medicine and fitness

By Nick Perry – The Associated Press Wellington, New Zealand (AFP) – The New Zealand government said Thursday it will distribute a few hundred extra dollars to more than two million low-income adults to help them navigate what it describes as the “peak of a global inflation storm”. The payments are part of a package … Read more

Retirees ready to see biggest Social Security change in 41 years | Smart Change: Personal Finance

(Christy Pepper) In 2023, Social Security retirees are likely to face something they haven’t seen in 41 years. The cost of living adjustment (COLA) they are going to receive will result in the largest benefit increase in more than four decades. This change seems positive to older Americans, but in fact this is not the … Read more

Stay Invested During Ups And Downs To Reap Profits | personal financing

(Alexander Gutierrez) A friend texted me a couple of weeks ago after another week of declines in the US markets. Anxiety and fear of recession escalated, and he wanted to know how to deal with fluctuations. “What should I do?” I sent a text message. Soon we were talking about the importance stay invested (If … Read more

Social Security: This is the income you need to earn the maximum benefit | Smart Change: Personal Finance

(Katie Brockman) There are many factors that go into calculating the amount of Social Security benefits, but your income throughout your career is probably the most important. Your earnings will determine the amount of the basic benefit, or the amount you will receive if you apply for Social Security on full retirement age (FRA). The … Read more

15/3 credit card hack is bullshit – here’s what to do instead | Smart Change: Personal Finance

Gregory Karp Sometimes an iota of truth about a financial topic can turn into something simply misleading. One such example is the 15/3 credit card payment scam – or hack You may have seen it on the internet and social media as a secret tactic to improve bad or mediocre credit. The 15/3 hack claims … Read more

Georgia set to appeal Tuesday’s stay order | Health, medicine and fitness

By Kate Brumbach – The Associated Press ATLANTA (AFP) – The state of Georgia is appealing a judge death sentence moratorium A man killed an 8-year-old girl and raped her 10-year-old friend 46 years ago. Virgil Delano Presnel Jr., 68, kidnapped and attacked the two girls as they came home from school in Cobb County, … Read more

Dealing with death? There is an app for that | Smart Change: Personal Finance

Liz Weston, CFP® Before the pandemic, entrepreneurs Liz Eddy and Alyssa Ruderman had trouble convincing venture capitalists to invest in their Lantern end-of-life planning app. Potential business partners were also skeptical. “We’ve been hearing, ‘Oh, this is really a niche issue,’ which I think is very funny,” says Eddy. “Death is literally the only thing … Read more

Invest smart and not harder with these 3 methods | personal financing

(Steven Walters) Investing doesn’t have to be difficult. In fact, it shouldn’t be difficult – it should be rewarding. Fortunately, there are things you can do to become a smarter investor that doesn’t require you to work any harder. Here are three methods you can use to invest smarter rather than too seriously. Image source: … Read more