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How to make money online as a musician

When choosing a side hustle, people’s priorities vary. A third, 34%, of scammers prioritize working with a flexible schedule, According to a DollarSprout October 2020 poll of 500 people With sidecars, while 20% gives priority to compensation. But even more important is enjoying work, which 42% say is their number one priority. People’s hobbies and … Read more

The ridiculous way you could end up losing Social Security | personal financing

(Morri Bachmann) Social Security is an important source of income for many seniors. And chances are, you’ll end up relying on the benefits you get once your time in the workforce is over. That’s why you might be motivated to get the highest possible monthly interest. And there are steps you can take to achieve … Read more

Americans Underestimate These Major Retirement Expenditures | Smart Change: Personal Finance

(Morri Bachmann) Many people retire on the assumption that their cost of living will magically decrease. It may happen to some extent. If you can make your home payments before retirement, you may not have a mortgage to deal with by the time your job in the workforce is over. Likewise, if you’re not commuting … Read more

3 reasons why you need international stocks in your portfolio | personal financing

(Stephon Walters) Investment is not and should not be limited to the United States. Their activity is limited to American companies only. As an investor, you want to give yourself the best chance of getting a good return on your investment, and you can push yourself towards that by looking outside the US Here are … Read more

5 ways inflation affects interest rates | Smart Change: Personal Finance

Penworks Explains the five ways that inflation affects interest rates set by the Federal Reserve. 5 ways inflation affects interest rates 5 ways inflation affects interest rates as a federal reserve raise interest rates By half a percentage point, many Americans are wondering how the move will affect their financial portfolios. This increase puts the … Read more

Inflation makes everyone spend more, but it may be the engine to save our money — and our planet

Inflation worries many Americans — a jump in the price of groceries and gas means paying more for fewer items, and potentially restricting any savings in the future. But it could also be an opportunity to rethink daily spending, and perhaps even help the environment. There is a link between consumer spending and climate change. … Read more

Social Security: This is the income you need to earn the maximum benefit | Smart Change: Personal Finance

(Katie Brockman) There are many factors that go into calculating the amount of Social Security benefits, but your income throughout your career is probably the most important. Your earnings will determine the amount of the basic benefit, or the amount you will receive if you apply for Social Security on full retirement age (FRA). The … Read more

Americans Underestimate These Major Retirement Expenditures | personal financing

(Morri Bachmann) Many people retire on the assumption that their cost of living will magically decrease. It may happen to some extent. If you can make your home payments before retirement, you may not have a mortgage to deal with by the time your job in the workforce is over. Likewise, if you’re not commuting … Read more

Retirees ready to see biggest Social Security change in 41 years | Smart Change: Personal Finance

(Christy Pepper) In 2023, Social Security retirees are likely to face something they haven’t seen in 41 years. The cost of living adjustment (COLA) they are going to receive will result in the largest benefit increase in more than four decades. This change seems positive to older Americans, but in fact this is not the … Read more