3 reasons why you need international stocks in your portfolio | personal financing

(Stephon Walters) Investment is not and should not be limited to the United States. Their activity is limited to American companies only. As an investor, you want to give yourself the best chance of getting a good return on your investment, and you can push yourself towards that by looking outside the US Here are … Read more

5 ways inflation affects interest rates | Smart Change: Personal Finance

Penworks Explains the five ways that inflation affects interest rates set by the Federal Reserve. 5 ways inflation affects interest rates 5 ways inflation affects interest rates as a federal reserve raise interest rates By half a percentage point, many Americans are wondering how the move will affect their financial portfolios. This increase puts the … Read more

5 financial planners on how to survive inflation

Welcome to Personal Finance Insider, a bi-monthly newsletter that connects you with the stories, strategies, and tips you need to be better with money. Alyssa Powell / Insider Here’s it: Financial planners gave us information on how to beat record inflation Like most Americans, I’ve been suffering from incredible poster shock in recent weeks. I … Read more

Social Security: This is the income you need to earn the maximum benefit | Smart Change: Personal Finance

(Katie Brockman) There are many factors that go into calculating the amount of Social Security benefits, but your income throughout your career is probably the most important. Your earnings will determine the amount of the basic benefit, or the amount you will receive if you apply for Social Security on full retirement age (FRA). The … Read more

Americans Underestimate These Major Retirement Expenditures | personal financing

(Morri Bachmann) Many people retire on the assumption that their cost of living will magically decrease. It may happen to some extent. If you can make your home payments before retirement, you may not have a mortgage to deal with by the time your job in the workforce is over. Likewise, if you’re not commuting … Read more

Mortgage and Refinancing Rates Today: May 19, 2022

Mortgage rates appear to be moderate. They have been stable so far this week and are hovering above 5% today. However, it is not clear if they have paused their ascent or if they have finally reached the peak. Prices have risen significantly over the past few months, and are now well above the historic … Read more

Mortgage and Refinancing Rates Today: May 18, 2022

The phenomenal growth in mortgage rates over the past few months appears to be waning. Prices are a bit lower today than they have been in recent weeks, and are now hovering at just over 5%. We may have reached the peak. in that you might expectThe Mortgage Bankers Association has forecast that the average … Read more

Retirees ready to see biggest Social Security change in 41 years | Smart Change: Personal Finance

(Christy Pepper) In 2023, Social Security retirees are likely to face something they haven’t seen in 41 years. The cost of living adjustment (COLA) they are going to receive will result in the largest benefit increase in more than four decades. This change seems positive to older Americans, but in fact this is not the … Read more

Stay Invested During Ups And Downs To Reap Profits | personal financing

(Alexander Gutierrez) A friend texted me a couple of weeks ago after another week of declines in the US markets. Anxiety and fear of recession escalated, and he wanted to know how to deal with fluctuations. “What should I do?” I sent a text message. Soon we were talking about the importance stay invested (If … Read more